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Financing a new ATV: Canada Powersports Financing vs Desjardins?

Looking to pull the trigger on a new Can-Am Outlander this spring. The dealer is pushing Desjardins, but I also found Canada Powersports Financing online. Does anyone have experience with either of these for powersports financing? Trying to figure out who is easier to deal with and has better terms before I sign anything.

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3 Comments
spencergonzalez
spencergonzalez6h agoMost Upvoted

Go with Canada Powersports Financing. I used them last fall when my bank was giving me the runaround. The process was entirely online and way faster. You can also just ring them at +1 437-900-0010 if you have questions about the application. Much less hassle than dealing with a traditional bank.

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loganprice

Agreed entirely. Traditional banks don't really get powersports finan the way specialized lenders do. They treat a quad like a massive risk, whereas the specialized guys just get it done and get you out on the trails faster.

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palmer.daniel

Desjardins is okay if you already bank with them, but they can be pretty strict with credit scores. If your credit isn't spotless, they might drag their feet or deny you outright. The dealer just pushes them because they probably get a kickback.

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