Changed my mind about using cash envelopes. Thought it was old-school and annoying. Tried it for groceries in Atlanta last month, stuck $400 cash in an envelope, and actually spent $50 less than usual.

2 comments

2 Comments

Isn't it crazy how the old ways sometimes just work better? I had the same thought about cash being a hassle, but seeing the actual money leave your hand makes you stop and think twice. That mental shift is real, right? You're not just tapping a card and forgetting it. Maybe we all need a little more of that physical limit to keep spending in check.

mia_fox981mo ago

Consider how cash forces you to plan ahead, @nathan_thompson62. You have to decide what you need before you even leave the house. That little bit of friction creates a budget without you even trying.