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Emergency fund cleared my fridge disaster, but did I actually win?
Last Tuesday in Austin my 12-year-old compressor died mid-heatwave, $340 to replace the food and fix it all came from my rainy day stash, and now I'm wondering if hitting that savings goal makes you a sucker for not just letting the credit card take the hit, so which side are you on?
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anderson.spencer6d ago
Your compressor picked the hottest week of the year to tap out? That's just Austin being Austin. But nah, you're not a sucker. Putting that $340 on a card at 20% interest means you'd be paying like $400+ by the time it's done, and future you would be way more mad about that than about a fridge fix. You already saved the money for exactly this kind of dumb surprise, so using it is the win, not the loss.
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