I finally switched from a big bank to a local credit union for my checking account.
My old account at National Bank had a $12 monthly fee unless I kept $1,500 in it. My new one at First Community Credit Union has no monthly fee at all and refunds up to $10 in ATM fees every month. I'm saving over $140 a year just by moving my money. Anyone else made a simple switch that saved them a bunch?
Saving over $140 a year" sounds good on paper. But that's basically one nice dinner out, spread over twelve months. I just don't find that level of savings life changing.